Malya’s and Modi’s have taken this country for a ride because our chowkidars were sleeping. At least king of good times gave good times to many. I wish I was in his circuit when his times were good. At least my beer belly could be blamed on someone. I would love to enjoy at least a few weeks of your hospitality. Thereafter, let people blame you for swindling, I won’t even think of writing about it. That’s a promise.
Mr Modi, jewellery wale, I have fallen in love with diamonds. I always want to give one diamond piece to my wife every year. Till now I have never been able to go beyond one tiny earring. Today, the situation is such that I don’t even step into a jewellery shop. Basically for two reasons, one that hope this jeweller will not scoot moment he has made enough. Two, I just can’t afford it. May I request you to present a fistful of diamonds to let my wish come true? I know you have a heart of gold.
Coming to your name sake who is running this country. He is definitely doing sewa of all the gareeb, shoshit, vanchit, peerit only. I the common man is nowhere on his agenda. The moneyed men, he has on his cross wire is perfectly fine with me. The man who is actually bearing the brunt of this firing is the middle class. I don’t even have money to book my ticket and run to Bangkok. On second thoughts why should I run, I never did any hanky-panky. I am actually taxing myself by paying all sorts of taxes. Why am I on PMs Sniper’s scope? I don’t know.
Be that as it may, the desh ke chowkidar reminds me of security guards in most of our housing societies. Invariably they are old, retired and looking for some time pass in their twilight years of life. One guard’s wife confessed to me that “Buddha doesn’t sleep at night; he will do a good job guarding your assets”. We in India select or rather elect our own security guards. Their performance is generally far below expectations. They may not have the requisite qualifications or temperament and they do not have a magic wand either. Last seventy years we have been experimenting with our chowkidars. It should not take us a hundred to finally decide whom to keep.
A typical security wala is given a chair, a danda, a head gear and a tie. He sits there day and night looking at his mobile or gazing at people passing by. The only thing he actually secures is his attendance register, where he signs and shows it to the supervisor. He is never briefed except one odd day a trainer comes and makes him do savdhan, vishram. Poor chap will not know how to wear a belt even. He will invariably be wearing plastic shoes. Shaving is out of question. Half the time he would be on an errand of someone, either to walk the dogs or get dhaniya & paneer. He does look forward to some bakshsish on holi & Diwali and maybe someone who can give him a bottle of cold water and a left over meal.
The buildings security is actually ram bharose or on the street dog who has adopted the building. Who comes, who goes & who does what, is not the guards concern? He is only responsible to open the water connections at the correct time or all hell will break lose. Now, if the society is India and the guard is anybody’s guess. What should we expect?
Today, all these frauds are blamed on audit. Well lesser said the better about audits. It is the same whether it is a safety or a security audit. Yes, audits are conducted on paper. When a tragedy happens army is called to build foot over bridges where as the audit reports bite dust for years.
Financial audits are also a kind of hog wash. Auditors are supposed to find irregularities and suggest remedial measures. Audit reports run into many pages. Presentations are made, follow ups are done. Sometimes, dictates’ that not more than three audit observations will be accepted. Non compliances are an absolute no-no. Auditors are “entertained & looked after”. A fee is set. This is at whose cost?
Now that an audit regulatory body has been made, the government can refer cases to them. My view is that this is cosmetics to give employment to a few. Initially as a new broom there will be lot of sweeping. Slowly they too will be put into place.
Do we need an efficient, non corrupt chowkidars and auditors? Or do we need people who understand and know how to manipulate the system. They constantly keep the poor common man guessing, confused, illiterate and divided? When will we understand this simple thing? I wonder!!!!!!!!!
© Noel Ellis
Yesterday was a leisurely lazy Sunday after ages. To have a hot cuppa chai in bed was amazing. The week gone by was hectic, not because of the budget and its analysis but due to many parties I attended. I walked out into my balcony to get a bird’s eye view of my garden. It was a pleasant surprise to see our mango tree in full bloom in the backyard. The sweet smell of the blossoms just took my breath away.
Be that as it may, I switched on the TV to catch up with the world. Lo and behold there were quite a few channels showing post budget interview with the FM. For me the budget came and went. Being a total zero as far as finances are concerned I go into a tizzy when I hear the financial jargon used to explain the budget. Our FM saab was throwing them one after the other like a volley of arrows at the anchors which were piercing through them and the audiences heads. To save me from the agony I switched on my mobile to catch up with what my friends had updated on social media.
In the background, the duel of words between the FM and the anchors kept running and I kept switching my eyes from mobile to TV and back. As soon as I heard the word “middle class” my ENT nerves awakened. It appeared as if lakhs of crores will flow down like a waterfall from the TV to my drawing room. Moment he said “gas” my stove lit up and started preparing breakfast. “Petrol” was a little confusing. He somewhere mentioned income tax, I raised my brows to listen keenly as if all my taxes will be washed away like my sins but then he mentioned the “tax net”. I found myself entangled in a fishnet with no way to escape.
He talked about miles of roads & rail, millions of houses, this subsidy and that subsidy. He also mentioned somewhere about the Sensex. My eyes sparkled again expecting my investments to double by the end of the interview. Then he brought in the long term gains. That’s where I switched off mentally. I lost patience when he started making comparisons of inflation, fiscal deficit and all those kinds of words. I switched off the TV and carried my cup of tea to my garden to watch my investment of time in the flowers which were paying rich dividends. I swear the smile returned to my face. Flowers were my gains, my achievement and my accomplishments.
In hind sight, I started to visualise the intelligent looking faces of those “clued-up” anchors. In garb of what the opposition says and critiques say, they were trying to weave a gauntlet around the FM. They were constantly trying to give a knockout punch as also check his knowledge and grip on the budget. I must admire the FM, he never lost his cool nor was he found lacking on the subject. With a calm demeanour he just counter attacked them with questions, facts and figures which under no circumstances could the anchors rebut immediately.
I was just thinking how much of research work these financial analysts do to cherry pick loopholes into the budget. There was not one word of praise by the anchors for either the budget or the FM. They were only there to strengthen the “chakravyuh” which the FM was well prepared to break. One by one, item by item he demolished and justified every pai that he allocated and was going to extract. The anchors must be worried about their own pockets as if the FM would tax every question they asked and levy GST on them. You pay and then proceed.
FM being a master of this subject knew the ropes well. He also knew that these anchors come with a script and cannot deviate. He bombarded them with figures with a straight face; frankly the anchors would have had no clue of. Even if he told some untruths, I dare say lie, one can always cover it later. He justified every word which was in print and he did it with grace and finesse. I closely observed the FMs body language when a mention of Raga and his tweets on the budget came up. His piercing look appeared to tell the anchors go teach him the table of two and the spelling of budget.
Finally, FM very well knows that this government needs to survive. Elections 2019 do matter and so do the people. My only fear is that my meager savings should be preserved. Will the FM shower his blessings on the common middle class man in the next budget? I wonder!!!!!!!!!!
© Noel Ellis
It was nice to hear about the increase of pay of the topmost people who are involved in governing India in this budget. I feel it is less. On deeper thought, this way it is the easiest for the parliamentarians to justify their salary hike. Actually, they don’t have to get it passed through the budget directly. All of them sit and decide, move a bill and the motion is passed by a voice vote as the “yay’s” always have it. FM is capable enough to cater for that amount without a bat of an eyelid.
Be that as it may, I would like to thank the government for whatever we got for the OROP and the serving people through the 7th pay commission. Yes, there are issues to be sorted out, let us give it time and I shall leave it at that. With this the armed forces have definitely been looked after. So “Jai Jawan” stands good. You may or may not agree.
This year’s budget also shows a quantum jump for the rural and the agricultural sector. “Jai Kissan” must be in mind while doing allocation. People will always argue it is far less. Well, we are still a monsoon based agricultural economy. Come drought farmers are in for trouble, come floods the crop is washed out, come good monsoons, we have a bumper crop thus prices fall. Our “ann daata” needs to be resurrected. If this budget can uplift them, nothing could be better.
Frankly, budget was “Greek” to me. My “Choti si asha” was to see my income slab shift a little higher but FM saab left it untouched. People in the tax bracket should not ask for more he means. For every hundred rupees we earn, you take back 30 rupees. My company pays me salary and government takes tax before I even see my pay. Yaar ye kya baat hui. For my services to the nation I earned a pension. You cut tax from my pension too. If I save and make an FD you don’t spare it either. I invest in stocks; you take the devil’s cut from it also. Catch 22 for me.
I pay GST on a sliding scale which goes up to 28 percent. So out of my 70 rupees left with me after 30 percent is cut, you snatch 28 more, so effectively I am left with 42 rupees. Overall what message does it convey that more you earn more tax you pay, right. Who will set out this definition of “more”? I don’t know.
I think let us forget about saving and shaving both. Enjoy what you get; blow it off today, tomorrow one doesn’t know what all will be taxed. I like this term “Cess” which pops up every now and then. If they find that the tax collection is lesser than expected, they levy a cess on it. Wah bhai wah, tax bhi lo aur cess bhi. Paisa bachao to tax, kharcha karo to tax, karo to kya karo.
On the eve of the budget I and my neighbours got together in our lawn to watch the lunar eclipse and there was an eerie kind of discussion on the budget. The gist of it was to hell with the budget let’s admire the moonshine. I was lucky, I was in office yesterday so missed out on the FMs bhashan. I was also lucky to have gone to attend the Raising day of the Indian Coast Guards in the evening and missed out on the discussions on the subject. Swear I am feeling relieved. As I don’t know what FM said and now I am not interested in what he meant.
I can understand FM saab, it is a tough job. You can’t keep everyone happy. To visualise it across the length and breadth of the country considering India’s diversity, must be a herculean task. I am also convinced that to dole out a financial system which will help this country grow needs a visionary with a third eye and a million brains. I also am convinced that one has to take risks and experiment. What might work, what may not, will only be seen in times to come? I fully understand that FM saab you also need votes in the next elections.
My wait for the next budget has already started. Let me assure you sir, just raise the tax slabs by five lakhs which is less than five thousand a month, more than 75 % of the salaried class will vote for you and dare I say you shift the slab by another five you shall have all of us in your kitty. Will the common man be “bambooed” too much this year? I wonder!!!!!!!!!
© Noel Ellis
I am totally enlightened after a marathon session of changes in the GST announced by the FM yesterday on TV. So far so that even if I don’t like to pay even a pai as tax I have been motivated to pay advance GST till the time this government’s tenure is over. You may ask me why? Well, let me pay it and be done with it. Tomorrow if the council decides to increase the rates I will just have to pay only the difference, in any case if tax rates are lowered I am on the safe side. Thora ziada de bhi diya to koi vanda nahi.
I used to love saying abracadabra, as what will come out of jaitley ki kaitley is never known. The kaitley is symbolic for dishing out chai, isn’t it. Naturally when his boss is an expert on this beverage his FM better dole out the best but I found him making lassi earlier and now it is khichri of kinds.
Actually my mind got all mixed up with this fresh GST announcement. I also found GST being diluted in a way or was it catering for some state elections. The spiced up concoction which was laid for the country turned out to be unpalatable for many. Thus as the lady of the house does on the quiet, once she gets the taste of it she tells the bai thora pani daal do. Two things happen then. The same now can be eaten with ease by more people & many can be satisfied with the quantities given out. The choice is spicy khichri, less spicy khichri or watery khichri. You better eat what is served. Right!
In the same breadth, I have an apprehension that if the govt finds that the tax collection is reducing now, as now government will be collecting Rs 20,000 crores less, so how will this loss be made up. Possibly some khichiri ingredients might be tempered with. Say if you can afford a room of more than Rs 7000 a night clearly indicates one is in the top bracket of pay packets, therefore, the government may tell you to pay additional before you check in. Government will make up its numbers by hook or by crook. I have decided I will find a relative or a friend in case I have to go somewhere, Jaitley ji you can keep spicing up your khichiri, I will find a jugad to circumvent it.
I have also decided not to use after shave. Sir, I shall go back to the good old days to use “Fitkari” after shaving. Perfumes I cannot afford. I shall try not to smell bad so you better provide me AC trains to commute. Reduced taxes on Chewing gum may only reduce bad odour from my mouth.
You will be glad to know that I don’t pay any “sin” tax. I kicked the habit of smoking and drinking long ago. The beauty is that you cannot charge me tax for calling you names. Till date I tried my best, worked hard and sincerely paid my taxes. I could never reach the figure of One crore including assets and property in my name. Business acumen I do not have but the only business I love to do is to love my country. A few lakhs which I have saved for enjoying in future I might as well use up fast or else tomorrow you might levy another tax on me.
I find that what you do is smart jiggrey-poggrey of words. The council you have created is responsible for all that you announce and not the government per se. The centre has 1/3rd votes, rest 2/3rd are with the states. Every state has one vote irrespective of its size. Decisions are made by 3/4th majority. 18 states you already have in your kitty. Life is balle balle for the government. BJP states cannot say no, centre government votes are secure then if you mix water in the khichiri or ghee makes no difference. Even if the Khichri becomes all meshed up due to overcooking that no ingredient is recognisable makes no difference either as there is no way one can avoid it.
My only humble submission to you is sir; I don’t mind you experimenting with the country’s money. However, the common man needs respite from exorbitant prices of everything. He wants to taste this khichri but the poor fellow is not capable to reach the dining table. The government can if it wants to add the best of tarka but why is the government taking back so much tax from us. Besides why are the basic ingredients like dal, chawal, namak, haldi getting out of hand of a common man? I wonder!!!!!!
© Noel Ellis
My views on the FMs press conference after the GST council meet
My dear Mr Jaitley
I have been thinking of you lately
The financial jiggrey-poggrey you do
Which only you and your staff know
Leaves the common man wondering hopelessly
The tax burden is such
The common man can’t do much
Except paying and shutting shop immediately
Your intelligent looks
Would shake any crook
To give what he took
To sew or to cook
Or else get booked indiscriminately
But tell me one thing
The surprises you spring
Are they meant to stream line
The sales and buying
Or is it to torture us financially
The traders are unsure
To follow rules or wait some more
For you to make up your mind
To save them from the grind
Which may leave them broke ultimately
The concoction you brew
In your kettle which isn’t new
Is giving everyone the aches at wrong places
So decide once for all
What tax is for what all
Rather leaving everyone conjecturing seamlessly.
The GST appears to be a pain
We don’t know will it be a boon or a bane
But one thing is pucca
The way you are giving jhatkas
The public is going insane
You demonetised we bore
GST added to the woes
To lump it or dump it
Left no choice with 125 crore
Be nice to us Mr Jaitely
Your decisions off lately
Are screwing the common man galore
Kindly give no more spins
Let us see achhe din
And be grateful to this nation immensely
© Noel Ellis