I have been visiting my new girlfriend Miss Money Penny every alternate day since first of the month. She stays at a very convenient location and on the way to office. Invariably I find her sick as her main door shutter is always half down. Well she is my ATM. Shutter down means two things, either the bank people are filling in cash or there is a mechanic inside trying to locate where all the hidden money is.
Moment I wish Jai-Maharashtra to the ATM guard, you can straight away make out from his expressions that will the darling give me cash or will it show you its tongue by spitting out a white chit of paper, stating no funds.
BSNL net connectivity is another issue here. It works in a typical “Bhartiya” way that unless you kick the ATM twice it will not hand over cash. Sometimes it is so slow that you tell the guard, look friend, I am going to have a cup of tea, in case my sweetheart decides to shower her blessings, please collect the amount for me. The damn thing becomes so slow that to punch those four numbers one has to wait till an X appears on the screen, which takes ages. If you press a wrong pin, out it will spew a “parchi” stating your transaction is cancelled.
Most of the times one finds the home page very dim. One really has to touch the screen recalling from your memory, one wrong touch and she gets angry. Instead of savings if you punch on current you are back to square one as there is a difference between a chalu khata (current account) and a bachat khata (savings account). “Khata chalu nahi hota aur bachat hum se hoti nahi”.
As the line outside gets longer, people start losing their patience. They are afraid that the man inside may take out all the money. You find people start knocking & peeping thorough the glass door. I wait coolly as I get hold of the friendly cats that live there to play with.
Then there are some people who just do not come out. After 15 odd attempts he will come out grinning to tell you that he was just checking his balance. Grrrrrrrrr!!!!! Moment you go in you find the damn thing working fine and you swipe your debit card. It says, your transaction is being processed. Suddenly you hear lots of churing, flipping, Cheeeen, Chooooon sounds. Then you hear that very familiar sound of counting of notes, Kharrrrrrr. It brings a grin to your face that today is my day.
In between the transaction you get a sms that your account has been debited by say 5000 rupees. Your eyes get lit up, though they are fixed at the mouth of the orifice which throws out the money. No money comes. You skip a heartbeat, still no money; you again hear the churning sounds, some solace, out comes parchi inadequate funds. Now you don’t know what to do. It is 8pm now the earliest you can contact the bank is tomorrow morning. The whole night’s sleep is gone. At five in the morning you get another sms that the transaction has been cancelled. Phew! You breathe a sigh of relief.
Next day on your way to the office you wave at the ATM guard who by now is a MIP (most important person). Everyone has his mobile number saved in speed dial mode. If you see him smiling and waving back then “miss money penny” is obliging. If he raises his hand with a frown on his face and with a vigorous twist of his wrist means you are forbidden to even look in her direction.
Our ATM is close to our hospital that means a visit to the doctor is inescapable. Reason is moment you enter the ATM cubicle you get chilled to your bones. From the hot and humid climate when you enter a chilled deep freezer you have goose bumps all over. Moment you come out, the blast of heat hits you again and its “sard-garm” already. You ask the guard “itna thanda kyon”, he says that the cats like it chilled. I looked at the cats and said balle balle.
At last I could get hold of some cash on the 18th of this month. This was not through the ATM but with a self cheque by standing in queue for an hour and a half. The Bank Madam as she is known is very strict. I said madam 18 days of this month have passed, when the ATM will be up and about. She said if you have waited for so long, can’t you wait for another week. I thought to myself why not. I knew that the bank and bankwali are thoroughbred bhartiya from the State bank of “Bharat”.
At last the manager gave 20k to me as a special case and told that do not return this month for more. She doesn’t know I have an account in another bank also. Will that banks Miss Money Penny give me what I need? I wonder!!!!!!!